"We encourage you wherever you may live in the world to prepare for adversity by looking to the condition of your finances. We urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt. . . . If you have paid your debts and have a financial reserve, even though it be small, you and your family will feel more secure and enjoy greater peace in your hearts."—The First Presidency,
Is it just me or is this one of the hardest things. I am a simple girl but sometimes I have a hard time defining wants and needs. I need my carpets cleaned...or do I just want my carpets cleaned? I think I really need it, but do you see where it can be hard? I have been trying to save for new furniture but then sometimes the thought creeps in..."you do have somewhere to sit ya know, you don't really need it".
The tragedy in Haiti puts a lot in to perspective and I think I could use that money to sock away a lot in my food storage, but let's be honest, How Boring. I decided this month to buy nuts because they are 1/2 off from the holidays and fill the jugs that I bought two years ago with water. Not spectacular but more than I had yesterday.
Has the New Year brought any resolutions in this department for you? What are you doing to 'feel more secure'? How do you discern between wants and needs?